Purchase Price     Est. Down Payment     Loan Amount     Closing Costs**     Monthly P/I***

$75,000                 * 5%           $3,750            $71,250               $1,781                    $474

                              * 10%         $7,500            $67,500               $1,687                    $449

                                 20%         $15,000          $60,000               $1,500                    $399

$100,000                * 5%           $5,000            $95,000               $2,375                   $632

                               * 10%         $10,000          $90,000               $2,250                   $599

                                  20%         $20,000          $80,000               $2,000                   $532

$150,000                * 5%           $7,500             $142,500             $3,562                   $948

                               * 10%         $15,000           $135,000             $3,375                   $898

                                  20%         $30,000           $120,000             $3,000                   $798

$200,000                * 5%            $10,000          $190,000             $4,750                   $1264

                               *10%           $20,000          $180,000             $4,500                   $1198

                                 20%           $40,000          $160,000             $4,000                   $1064

*        Privately insured, conventional, low down-payment financing

**      2.5% of loan amount

***    7% interest rate, 30 year, fixed rate mortgage