Hometown Mortgage

Today's Rates
	Conforming
Program	Rate	APR
30 Year Fixed	6.125%	6.283%
15 Year Fixed	5.875%	6.136%
3/1 ARM	6.000%	6.156%
5/1 ARM	6.000%	6.156%
100% Loan	6.625%	6.787%
97% Affordable Loan	6.375%	6.535%
95% Affordable Loan	6.125%	6.283%

	Home Equity / Debt Consolidation
Program	Rate	APR
30 Year Fixed	6.250%	6.409%
15 Year Fixed	6.000%	6.262%

	Jumbo Conforming
Program	Rate	APR
30 Year Fixed	6.500%	6.573%
15 Year Fixed	6.375%	6.495%
3/1 ARM	6.625%	6.698%
5/1 ARM	6.375%	6.447%

	Home Equity / Debt Consolidation
Program	Rate	APR
30 Year Fixed	6.750%	6.824%
15 Year Fixed	6.625%	6.746%
3/1 ARM	6.750%	6.824%
5/1 ARM	6.500%	6.573%

Maximum loan amount for conforming = $417,000 Jumbo rates start with loan amounts between $417,001.00 to $1,000,000.00 Conforming APR based on loan amount of $125,000.00 Jumbo APR based on loan amount of $425,000.00 Home Equity rates quoted are based on middle credit scores > 680 Please call Hometown Mortgage for non-conforming rates